Meeting the Standards

Real Money. Real World. is aligned with industry expectations and meets standards found in:

  1. The national Jump$tart Coalition for Personal Financial Literacy’s National Standards in K-12 Personal Finance Education, found at
  2. Ohio Department of Education’s new learning standards being phased in 2014-15: Social Studies, found at


The following Jump$tart standards are met in RMRW:

Financial Responsibility and Decision Making

Standard 1: Take responsibility for personal financial decisions.

Standard 4: Make financial decisions by systematically considering alternatives and consequences.

Standard 5: Develop communication strategies for discussing financial issues.

Income and Careers

Standard 1: Explore career options.

Standard 3: Describe factors affecting take-home pay.

Planning and Money Management

Standard 1: Develop a plan for spending and saving.

Standard 3: Describe how to use different payment methods.

Standard 4: Apply consumer skills to purchase decisions.

Standard 5: Consider charitable giving.

Risk Management and Insurance

Standard 2: Explain the purpose and importance of property and liability insurance protection.

Standard 3: Explain the purpose and importance of health, disability, and life insurance protection.

Saving and Investing

Standard 1: Discuss how saving contributes to financial well-being.  


The following Ohio High School Social Studies standards are met in RMRW:

Economics and Financial Literacy

Standard 3: People cannot have all the goods and services they want and, as a result, must choose some things and give up others.

Standard 11: Income is determined by many factors including individual skills and abilities, work ethic and market conditions.

Standard 12: Employee earning statements include information about gross wages, benefits, taxes, and other deductions.

Standard 13: Financial decision-making involves considering alternatives by examining costs and benefits.

Standard 14: A personal financial plan includes financial goals and a budget, including spending on goods and services, savings and investments, insurance and philanthropy.

Standard 15: Different payment methods have advantages and disadvantages.

Standard 16: Saving and investing help to build wealth.

Standard 17: Savings can serve as a buffer against economic hardship.

Standard 20: There are costs and benefits associated with various sources of credit available from different types of financial institutions.

Standard 21: Credit and debt can be managed to maintain credit worthiness.

Standard 23: Property and liability insurance protect against risks associated with use of property.

Standard 24: Health, disability, and life insurance protect against risks associated with increased expenses and loss of income.